For some, basic is better. Get everything you need to manage your money — with none of the fees or fuss.

Key Features

  • No Monthly Service Charge1
  • No Minimum Balance Requirements
  • Digital Banking
  • Contactless Debit Card
  • Simplified checking with all the essentials
  • No minimum balance requirement
  • No monthly service charge if enrolled in eStatements1
  • Unlimited check writing
  • digital banking services, including:
    • Online banking & bill pay
    • Mobile banking with mobile deposit
    • eStatements
  • Personal contactless debit card
  • Overdraft protection included (subject to credit approval)


  • $200 minimum deposit to open
  • Must enroll in eStatements1

For a complete list of Deposit Account features & fees please contact your Sterling State Bank personal banker today!

1No service charge if account holder opts-in for eStatements, mailed statements cost $3.50 for Basic Checking Accounts.