Save with total certainty. Our CDs guarantee you a payoff at the end of the term — the longer you wait, the larger it is.


Discover secure and profitable investment opportunities with our Certificates of Deposit (CDs). At Sterling State Bank, we offer a wide range of CD options that provide competitive interest rates ad flexible terms to help you maximize your returns. Whether you're plannig for short-term financial goals or long-term savings, our CDs are designed to cater to your specific needs. Rest assured that your funds are FDIC-insured, providing you with peace of mind.

Don't miss out on the chance to grow your wealth with the stability and reliability of our Certificates of Deposit. Start investing with us today and watch your money work for you.

Key Features

  • Fixed Rates
  • Convenient Terms
  • No Setup or Maintenance Fees
  • Call us today for CD specials and current rates
  • Competitive, fixed rates that are higher rates than standard savings
  • Receive higher rates by selecting a longer term
  • Provides more guarantee than other, more risky investments
  • Set aside for future savings goals
  • A wide range of terms available (from 3 months to 5 years)
  • No setup or maintenance fees
  • Early withdrawals subject to penalty
  • Traditional, special, and IRA CDs available


  • Minimum deposit based on term is required to open
  • Current driver's license for all signers

For a complete list of Deposit Account features and fees please contact your Sterling State Bank personal banker today!