When we say elite, we mean it. This premium account rewards higher minimum balances with top tier checking perks.

Key Features

  • Tiered Interest1
  • Premium CD Rates2
  • Digital Banking
  • Contactless Debit Card
  • Earn competitive, tiered interest1
  • Minimum balance requirement is $15,000 or $30,000 combined in Elite Checking & Elite Savings
  • No monthly service charge (if minimum blanace requirement is met)
  • Unlimited check writing
  • Variety of checking perks packed in:
    • Premium CD rates2
    • ID theft insurance3
    • Safe deposit boxes4
    • Retirement planning services5
    • AD&D insurance6
  • digital banking services, including:
    • Online banking & bill pay
    • Mobile banking with mobile deposit
    • eStatements (paper statements available at no additional charge)
  • Personal contactless debit card
  • Overdraft protection included (subject to credit approval)


  • $15,000 minimum deposit to open
  • Minimum balance requirement is $15,000 or $30,000 combined in Elite Checking & Elite Savings

For a complete list of Deposit Account features and fees please contact your Sterling State Bank personal banker today!

1Tiered interest rate. Interest rates may change daily without notice. See personal banker for current deposit rate schedule.

2Subject to availability. Availability & rates may vary. See personal banker for current rates. Rates may change daily without notice.

3Complimentary identity theft insurance offered through ID TheftSmart. Assists with resolving cases of identity theft.

4Subject to availability. See personal banker for box size and availability.

5Retirement planning offered through SterlingInvest - investments are not FDIC insured, may lose value, are not guaranteed by Sterling State Bank, are not a deposit, and are not insured by any Federal Government Agency.

6Accidental Death & Disability insurance offered through Econ-O-Check Association (EA). This insurance product is not a deposit; not FDIC insured; not insured by any federal government agency; and is not guaranteed by the financial institution. Policy Number: SRG 0009103836. Maximum coverage: $50,000.00