Refinancing your home could help lower your monthly payment or shorten the term of your loan - helping you reach financial freedom, faster.

If you are interested in refinancing to lower your monthly payment or borrow equity from your home, a mortgage loan from Sterling State Bank may be a solution. We provide a variety of mortgage loan options and will help you choose one that is the best fit. Our mortgage lenders have the experience necessary to make the mortgage process easy and enjoyable. 

4 Reasons to Refinance Your Home

Save Money - Lowering the interest rate on your mortgage loan can save thousands of dollars over the life of the loan.

Borrower Equity - You can cash out some equity to help with home improvements, major purchases, education or consolodate debt.

Pay Off Quicker - Refinancing into a shorter-term loan could help you own your home free and clear sooner.

Increase Cash Flow - You could potentially lower your monthly payments, leaving you with more cash in your pocket each month.


Actual loan qualifying is subject to verification and approval of income, credit, property appraisal, and other factors.

Some restrictions and penalties may apply.