Home Equity Loans

When you’re thinking about future purchases or expenses, don’t forget about your home equity. Use it to finance nearly anything.

Unlock the full potential of your home's equity with Sterling State Bank's Home Equity Loans. Our Home Equity Loans are a smart and flexible way to finance your dreams, whether it's a home renovation, debt consolidation, or any other financial goal. With competitive interest rates and customizable repayment terms, we empower you to make the most of your investment in your home. At Sterling State Bank, we're committed to providing you with the best financial solutions. 

Trust us to help you secure your financial future with your home as your most valuable asset. Explore the possibilities today and make your dreams a reality with Sterling State Bank.

Key Features

  • Competitive Rates
  • Quick Decisions
  • Local Processing
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  • Convert the equity in your home into cash you can use
  • Competitive rates for several short-term or one-time needs:
    • Education expenses
    • Major life events
    • Home remodel projects
    • Debt consolidation
    • And much more
  • The existing equity in your home is used as collateral backing
  • Accommodating repayment terms that work uniquely for you
  • The interest paid might be tax deductible1
  • Quick, local decision-making and processing
  • Attentive, friendly service from start to finish
  • Turn your home equity into ongoing, affordable financing
  • Competitive rates for several ongoing or seasonal needs:
    • Education expenses
    • Major life events
    • Major home improvements
    • Debt consolidation
    • Emergency reserve
    • And much more
  • The existing equity in your home is used as collateral backing
  • Accommodating repayment terms that work uniquely for you
  • Funds available anytime without reapplying; apply once, then use repeatedly thereafter
  • Revolving credit — as principal is repaid, more becomes available for use
  • Funds easily available via in-person or phone transfers to a specified Sterling State Bank checking account
  • The interest paid might be tax deductible1
  • Set up automatic payments to be deducted from your account monthly
  • Quick, local decision-making and processing
  • Attentive, friendly service from start to finish
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Actual loan qualifying is subject to verification and approval of income, credit, property appraisal, and other factors.

Some restrictions and penalties may apply.

1Consult a tax advisor.