Enjoy exclusive rewards as you save — like custom mortgages, discounted loan rates, and a dedicated banker (to name just a few).

Key Features

  • Tiered Interest
  • Exclusive Rate Specials
  • Free Safe Deposit Box
  • Free Digital Banking
  • Available to customers with an Elite Checking account
  • Access our best savings rates
  • Minimum daily balance requirement is $15,000 or $30,000 combined in Elite Checking & Elite Savings
  • No monthly service charge
  • Enjoy a variety of perks:
    • A dedicated personal banker
    • Tiered interest based on account balances1
    • Personalized CD rates2
    • Customized home mortgage programs (subject to credit approval)
    • Lines of credit (subject to credit approval)
    • Premium deposit rates
    • Discounted loan rates
    • Complimentary investment and insurance analysis
    • Identity theft insurance3
    • Safe deposit boxes available (subject to availability)4
    • Secure Elite debit card
    • AD&D insurance included (up to $50,000)5
  • 18 withdrawals or transfers per quarter
  • Free digital banking services, including:
    • Free online banking
    • Free mobile banking
    • Free eStatements


  • $1,000 minimum deposit to open
  • Minimum balance requirement is $15,000 or $30,000 combined in Elite Checking & Elite Savings
  • Current driver's license for all signers

Fee Schedule

For a complete list of Deposit Account features and fees please contact your Sterling State Bank personal banker today!

1Tiered interest rate. Interest rates may change daily without notice. See personal banker for current deposit rate schedule.

2Subject to availability. Availability & rates may vary. See personal banker for current rates. Rates may change daily without notice.

3Complimentary identity theft insurance offered through ID TheftSmart. Assists with resolving cases of identity theft.

4Subject to availability. See personal banker for box size and availability.

5Accidental Death & Disability insurance offered through Econ-O-Check Association (EA). This insurance product is not a deposit; not FDIC insured; not insured by any federal government agency; and is not guaranteed by the financial institution. Policy Number: SRG 0009103836. Maximum coverage: $50,000.00